Onuu

FINTECH · FINANCIAL WELLNESS · AI

Financial wellness,

made human.

A connected financial experience designed to replace uncertainty with clarity, confidence, and momentum.

ROLE

Senior Product Designer

FOCUS

Strategy, UX & UI

SCOPE

Mobile ecosystem

TIME LINE

5 quarters

IN COLLAB WITH

Herson Rodriguez

Financial security based on you

22

Credit

INTRO

As Senior Product Designer, I led the design of key financial experiences including Credit Card, Net Worth, Transfers, Deposit Check, and Financial Security Score features, from discovery and validation through implementation. I also contributed to Onuu's design system foundations, product ideation, and AI-assisted financial guidance experiences.

01

CHALLENGE

One place to see

your whole financial life.

Onuu brings credit, cash flow, savings, life insurance, and financial guidance into one approachable experience. The challenge was to make a broad ecosystem feel simple without losing depth.

Build trust before asking people to act.

Financial products are complex and emotional. Every interaction needed to explain itself, offer a clear next step, and feel supportive rather than transactional.

CLARITY TRUST MOMENTUM

Turn complexity into a clear next step.

People were moving between high-stakes tasks, unfamiliar terms, and different product areas. Every flow needed to explain what was happening, reduce doubt, and make the next action easy to understand.

CLARITY TRUST PROGRESS

02

CONTEXT

One ecosystem.

Many moments that matter.

Each product solved a different problem. Together, they helped members understand their financial life, move money with confidence, and act on clear guidance.

01

Credit Card

Made eligibility, terms, and next steps easier to understand. From application through activation.

Financial security based on you

22

Credit

02

Net Worth

Brought accounts, assets, and liabilities into one clear view of financial progress.

03

Budgeting

Supported capture, review, confirmation, and status so mobile deposits never felt like a black box.

04

Transfers

Designed amount, source, review, confirmation, and status states for confident money movement.

05

Financial Security Score

Turned a complex score into a useful signal with context, recommendations, and visible progress.

0

200

179

You’re doing great!

43 points since 10/17/21

0

200

100

Keep going!

6 points since 10/17/21

0

200

47

Let’s get back on track

28 points since 10/17/21

06

Candi

Connected product insights to personal, conversational guidance without taking control away from the member.

Savings

Every dollar adds up! Saving $5/week adds up to $260/year. Set up a transfer to start putting money towards your savings goal!

$5

$10

$50

03

PRINCIPLES

Simple isn’t less.

It’s better directed.

01

Make finance feel understandable

02

Build trust through transparency

03

Guide users with empathy

04

Make progress visible

05

Encourage healthier financial habits

04

DESIGN APPROACH

From scattered tools to one coherent system.

As Onuu had multiple financial products inside one ecosystem, consistency was essential. The goal was to reduce product fragmentation and make the ecosystem feel connected.

SCALABLE FOUNDATIONS

Consistency is part of trust.

A system that helps the product grow without losing its voice.Reusable components, predictable behaviors, and an approachable visual language created consistency across complex financial moments.

Your financial guide and I will help you to protect your loved ones!

Emergency fund

5% complete

$135

Food & drinks

27%

$65.05

05

DISCOVERY

From discovery to implementation.

I partnered closely with the VP of Design, product, engineering, leadership, and research. The work moved in parallel across product areas, with design staying involved through build and release.

​

We mapped the complete, tested the language people actually understood, then shaped flexible patterns that could scale across every product area.

01

Frame the problem

Clarified the member need, business goal, constraints, and the moment where confidence could break.

02

Map the flow

Connected the happy path, edge cases, system feedback, and what people needed to know at each step.

03

Validate language

Tested concepts and wording so financial information felt clear, useful, and trustworthy.

04

Design the system

Built reusable patterns, states, and content rules that could work across product areas.

05

Partner through build

Worked with engineering through implementation to protect intent and solve real constraints.

06

PRODUCT

See the signal. Know what to do next.

The product turns financial information into a sequence of useful decisions: understand today, choose a goal, and see progress over time.

CREDIT

A clearer picture of the factors shaping a user’s score.

BUDGETING

Progress that feels visible, useful, and motivating.

07

OUTCOMES

Confidence is the real product.

Success meant helping people understand their financial life and feel capable of changing it—one clear action at a time.

01

Designed user-focused experiences

Created clear, approachable money tools that turn intimidating financial tasks into understandable actions.

02

Improved clarity around financial wellness

Made the health of a user’s finances visible through simple signals, useful context, and next steps.

03

Connected multiple tools into one system

Brought credit, savings, insurance, and guidance together without making the product feel overwhelming.

04

Built scalable product foundations

Established reusable patterns and shared principles that help the experience grow consistently.

APPENDIX

AI-POWERED COMPANION

Meet Candi. Guidance that feels personal.

A warmer way to introduce financial concepts, build confidence, and guide people toward the right next step.

Your financial guide and I will help you to protect your loved ones!

You just have to answer 3 simple questions to check out your life insurance options. No medical exam required!

Hi, I’m Candi

Get Started

9:41

Financial security based on you

22

Credit

Credit card terms & conditions go here. Sed habitant nunc orc, leo arcu adipiscing dolor, ascelerisque enenatiset and ut tortor amet nulla. Morbi.

Maybe later

Yes, I agree

Do you agree with the offer?

We will check your credit eligibility to see if you are able to get a onuu credit card. Built credit, not debit.

9:41

You've successfully created a savings goal!

Now you can set up a transfer to add money to your goal.

9:41

Do this later

Every dollar adds up! Saving $5/week adds up to $260/year. Set up a transfer to start putting money towards your savings goal!

Save $5

Total balance

$0

2% interest (APY) 🚀

See account infomation

Add money

Welcome to your Growth Saver account!

By creating a goal, I will help you make the moves to reach those goals faster.

Get started

Recomended

Every month / 16th

$55

9:41

Growth Saver

Home

Score

Candi

Share

Profile

Still scrolling? I like your commitment.

Gabs Linhares

Links

Home

Work

About

Resumé

©2026 GabsLinhares

Onuu

FINTECH · FINANCIAL WELLNESS · AI

Financial wellness,

made human.

A connected financial experience designed to replace uncertainty with clarity, confidence, and momentum.

ROLE

Senior Product Designer

FOCUS

Strategy, UX & UI

SCOPE

Mobile ecosystem

TIME LINE

5 quarters

IN COLLAB WITH

Herson Rodriguez

INTRO

As Senior Product Designer, I led the design of key financial experiences including Credit Card, Net Worth, Transfers, Deposit Check, and Financial Security Score features, from discovery and validation through implementation. I also contributed to Onuu's design system foundations, product ideation, and AI-assisted financial guidance experiences.

01

CHALLENGE

One place to see

your whole financial life.

Onuu brings credit, cash flow, savings, life insurance, and financial guidance into one approachable experience. The challenge was to make a broad ecosystem feel simple without losing depth.

Build trust before asking people to act.

Financial products are complex and emotional. Every interaction needed to explain itself, offer a clear next step, and feel supportive rather than transactional.

CLARITY TRUST MOMENTUM

Turn complexity into a clear next step.

People were moving between high-stakes tasks, unfamiliar terms, and different product areas. Every flow needed to explain what was happening, reduce doubt, and make the next action easy to understand.

CLARITY TRUST PROGRESS

02

CONTEXT

One ecosystem.

Many moments that matter.

Each product solved a different problem. Together, they helped members understand their financial life, move money with confidence, and act on clear guidance.

01

Credit Card

Made eligibility, terms, and next steps easier to understand. From application through activation.

Financial security based on you

22

Credit

02

Net Worth

Brought accounts, assets, and liabilities into one clear view of financial progress.

03

Budgeting

Supported capture, review, confirmation, and status so mobile deposits never felt like a black box.

04

Transfers

Designed amount, source, review, confirmation, and status states for confident money movement.

05

Financial Security Score

Turned a complex score into a useful signal with context, recommendations, and visible progress.

0

200

179

You’re doing great!

43 points since 10/17/21

0

200

100

Keep going!

6 points since 10/17/21

0

200

47

Let’s get back on track

28 points since 10/17/21

06

Candi

Connected product insights to personal, conversational guidance without taking control away from the member.

Savings

Every dollar adds up! Saving $5/week adds up to $260/year. Set up a transfer to start putting money towards your savings goal!

$5

$10

$50

03

PRINCIPLES

Simple isn’t less.

It’s better directed.

01

Make finance feel understandable

02

Build trust through transparency

03

Guide users with empathy

04

Make progress visible

05

Encourage healthier financial habits

04

DESIGN APPROACH

From scattered tools to one coherent system.

As Onuu had multiple financial products inside one ecosystem, consistency was essential. The goal was to reduce product fragmentation and make the ecosystem feel connected.

SCALABLE FOUNDATIONS

Consistency is part of trust.

A system that helps the product grow without losing its voice.Reusable components, predictable behaviors, and an approachable visual language created consistency across complex financial moments.

Your financial guide and I will help you to protect your loved ones!

Emergency fund

5% complete

$135

Food & drinks

27%

$65.05

05

DISCOVERY

From discovery to implementation.

I partnered closely with the VP of Design, product, engineering, leadership, and research. The work moved in parallel across product areas, with design staying involved through build and release.

​

We mapped the complete, tested the language people actually understood, then shaped flexible patterns that could scale across every product area.

01

Frame the problem

Clarified the member need, business goal, constraints, and the moment where confidence could break.

02

Map the flow

Connected the happy path, edge cases, system feedback, and what people needed to know at each step.

03

Validate language

Tested concepts and wording so financial information felt clear, useful, and trustworthy.

04

Design the system

Built reusable patterns, states, and content rules that could work across product areas.

05

Partner through build

Worked with engineering through implementation to protect intent and solve real constraints.

06

PRODUCT

See the signal. Know what to do next.

The product turns financial information into a sequence of useful decisions: understand today, choose a goal, and see progress over time.

CREDIT

A clearer picture of the factors shaping a user’s score.

BUDGETING

Progress that feels visible, useful, and motivating.

07

OUTCOMES

Confidence is

the real product.

Success meant helping people understand their financial life and feel capable of changing it—one clear action at a time.

01

Designed user-focused experiences

Created clear, approachable money tools that turn intimidating financial tasks into understandable actions.

02

Improved clarity around financial wellness

Made the health of a user’s finances visible through simple signals, useful context, and next steps.

03

Connected multiple tools into one system

Brought credit, savings, insurance, and guidance together without making the product feel overwhelming.

04

Built scalable product foundations

Established reusable patterns and shared principles that help the experience grow consistently.

APPENDIX

AI-POWERED COMPANION

Meet Candi. Guidance that feels personal.

A warmer way to introduce financial concepts, build confidence, and guide people toward the right next step.

Still scrolling? I like your commitment.

Gabs

Linhares

Links

Home

Work

About

Resumé

©2026 GabsLinhares

Onuu

FINTECH · FINANCIAL WELLNESS · AI

Financial wellness,

made human.

A connected financial experience designed to replace uncertainty with clarity, confidence, and momentum.

ROLE

Senior Product Designer

FOCUS

Strategy, UX & UI

SCOPE

Mobile ecosystem

TIME LINE

5 quarters

IN COLLAB WITH

Herson Rodriguez

INTRO

As Senior Product Designer, I led the design of key financial experiences including Credit Card, Net Worth, Transfers, Deposit Check, and Financial Security Score features, from discovery and validation through implementation. I also contributed to Onuu's design system foundations, product ideation, and AI-assisted financial guidance experiences.

01

CHALLENGE

One place to see

your whole financial life.

Onuu brings credit, cash flow, savings, life insurance, and financial guidance into one approachable experience. The challenge was to make a broad ecosystem feel simple without losing depth.

Build trust before asking people to act.

Financial products are complex and emotional. Every interaction needed to explain itself, offer a clear next step, and feel supportive rather than transactional.

CLARITY TRUST MOMENTUM

Turn complexity into a clear next step.

People were moving between high-stakes tasks, unfamiliar terms, and different product areas. Every flow needed to explain what was happening, reduce doubt, and make the next action easy to understand.

CLARITY TRUST PROGRESS

02

CONTEXT

One ecosystem.

Many moments that matter.

Each product solved a different problem. Together, they helped members understand their financial life, move money with confidence, and act on clear guidance.

CREDIT CARD

Credit Card

Made eligibility, terms, and next steps easier to understand. From application through activation.

Financial security based on you

22

Credit

NET WORTH

Net Worth

Brought accounts, assets, and liabilities into one clear view of financial progress.

Budgeting

Budgeting

Supported capture, review, confirmation, and status so mobile deposits never felt like a black box.

Budgeting

Transfers

Designed amount, source, review, confirmation, and status states for confident money movement.

FINANCIAL SECURITY SCORE

Financial Security Score

Turned a complex score into a useful signal with context, recommendations, and visible progress.

0

200

179

You’re doing great!

43 points since 10/17/21

0

200

100

Keep going!

6 points since 10/17/21

0

200

47

Let’s get back on track

28 points since 10/17/21

CANDI

Candi

Connected product insights to personal, conversational guidance without taking control away from the member.

Savings

Every dollar adds up! Saving $5/week adds up to $260/year. Set up a transfer to start putting money towards your savings goal!

$5

$10

$50

03

PRINCIPLES

Simple isn’t less.

It’s better directed.

01

Make finance feel understandable

02

Build trust through transparency

03

Guide users with empathy

04

Make progress visible

05

Encourage healthier financial habits

04

DESIGN APPROACH

From scattered tools to one coherent system.

As Onuu had multiple financial products inside one ecosystem, consistency was essential. The goal was to reduce product fragmentation and make the ecosystem feel connected.

SCALABLE FOUNDATIONS

Consistency is part of trust.

A system that helps the product grow without losing its voice.Reusable components, predictable behaviors, and an approachable visual language created consistency across complex financial moments.

Your financial guide and I will help you to protect your loved ones!

Emergency fund

5% complete

$135

Food & drinks

27%

$65.05

05

DISCOVERY

From discovery to implementation.

I partnered closely with the VP of Design, product, engineering, leadership, and research. The work moved in parallel across product areas, with design staying involved through build and release.

​

We mapped the complete, tested the language people actually understood, then shaped flexible patterns that could scale across every product area.

01

Frame the problem

Clarified the member need, business goal, constraints, and the moment where confidence could break.

02

Map the flow

Connected the happy path, edge cases, system feedback, and what people needed to know at each step.

03

Validate language

Tested concepts and wording so financial information felt clear, useful, and trustworthy.

04

Design the system

Built reusable patterns, states, and content rules that could work across product areas.

05

Partner through build

Worked with engineering through implementation to protect intent and solve real constraints.

06

PRODUCT

See the signal. Know what to do next.

The product turns financial information into a sequence of useful decisions: understand today, choose a goal, and see progress over time.

CREDIT

A clearer picture of the factors shaping a user’s score.

BUDGETING

Progress that feels visible, useful, and motivating.

07

OUTCOMES

Confidence is

the real product.

Success meant helping people understand their financial life and feel capable of changing it—one clear action at a time.

01

Designed user-focused experiences

Created clear, approachable money tools that turn intimidating financial tasks into understandable actions.

02

Improved clarity around financial wellness

Made the health of a user’s finances visible through simple signals, useful context, and next steps.

03

Connected multiple tools into one system

Brought credit, savings, insurance, and guidance together without making the product feel overwhelming.

04

Built scalable product foundations

Established reusable patterns and shared principles that help the experience grow consistently.

APPENDIX

AI-POWERED COMPANION

Meet Candi. Guidance that feels personal.

A warmer way to introduce financial concepts, build confidence, and guide people toward the right next step.